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Just In: $10,000 Challenge at Freelancer.com

Freelancer.com just rolled out an email to all her freelancers informing them of the largest contest on freelancer.com. It’s a whopping $10,000 challenge.

Here’s the content of the email in brief:

The prizes are guaranteed. What are you waiting for?

The largest contest on Freelancer.com is now guaranteed. That means that you have the opportunity to solve some real world problems, and have a chance at winning a $10,000 USD prize. The AMPS Challenge is a $250,000 USD contest sponsored by the Bureau of Reclamation, a US government agency working in partnership with the NASA Tournament Labs.

21 century hub freelancer.com challenge
21 century hub freelancer.com challenge

If You’re 18 and above, you can register here:

Best of Luck!

To get more of these, follow us on Facebook, or twitter.

Are You a Graduate With a Vision to Become an African Leader? Apply with the African Leadership Group.

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The African Leadership Group is an ecosystem of legally independent entities with a shared vision for transforming Africa by developing three million ethical, entrepreneurial leaders.

  • Job Title: Early Graduate Program
  • Experience required: 0-3yrs
  • Qualifications: BA/BSc/HND
  • Specialization: Graduate jobs, Media, Data science, Audit, Marketing, Entrepreneurship

Benefits from the program:

  • A chance to make history: Become part of the team who is developing 3M leaders for Africa and help us convert a potential crisis into an era of global innovation & prosperity
  • A powerful network: Join our powerful network of thousands of talented individuals who are living impactful lives across industries and geographies
  • Professional development: Get access to the learning programs that made us the most innovative company in Africa for “remaking education for a new era”
  • A talented & diverse team: Join a group of top performers coming from across the world and work alongside them in a fast-paced, impact-driven, environment
  • Autonomy & empowerment: Enjoy the autonomy of working remotely and be empowered to achieve clear and ambitious goals in an outputs-driven organization

How to apply

Apply Here.

Deadline: 21st May, 2021

Best of luck!

Read Also: Job Opening: Full-Time Social Media Manager Wanted At Slice Media LTD.

Job Opening: Full-Time Social Media Manager Wanted At Slice Media LTD.

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Slice Media is looking for young talented individuals to apply for the position of Social Media Manager in their company.

Slice Media is a media company based in Lagos which provide inteligent media solutions for brands. They help brands acquire new customers as well as retain and leverage current ones using multi-touch models.

The services they offer include:

  • Consulting
  • Advertising
  • Branding
  • Digital and Social Media Solution
  • Media Buying
  • Reputation Management and so on

According to their website,

Our solutions are built on creativity, innovation, and our reliable track record of uptime. we carry with us the products, resources, and services needed for brands to compete and win in their local market markets – across all media platforms

Visit Slide Media LTD to learn more

Job Specifications

  • Job Title: Social Media Manager
  • Job Type: Full Time
  • Qualification: BA / BSc / HND
  • Experience: 3 – 5 years
  • Location: Lagos, Nigeria
  • Job Field: Media / Advertising / Branding

Job Specifications

  • Relevant work experience handling corporate social media pages.
  • Excellent communication skills, especially written.
  • Content creation and management skills.
  • Excellent copywriting skills.
  • Ability to deliver creative content in text, image, and video.
  • Sound knowledge of online marketing channels.
  • Solid knowledge of SEO, Keyword Research, and Google Analytics.
  • Familiarity with web design.
  • 3-5 years relevant experience.
  • Minimum of second class lower degree of Bachelors in Arts or Social Sciences.

Method of Application

Send your CV to careers@slicemedialimited.com  with job role as the subject of mail.

Deadline: Deadline: May 20, 2021

Best of Luck 👍


Want more hot jobs like this right on time when they are still hot? Consider joining one of more social forums:

As More People Benefit From FG Survival Funds, Here’s How to Qualify

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Since 2020, thousands of people have benefited from the Federal Government intervention funds to support small businesses and individuals. Many people still hold that the scheme is propaganda probably because they didn’t get the funds. It’s however not propaganda. A lot of people have confirmed receiving the funds.

infact in a tweet by @NGRPresident the total number of beneficiaries as at 29th April, 2020 is 465, 820.

Many business owners, on twitter, reportedly get alert on the 1st of may, 2021.

As more people benefit from the Federal Government Survival funds, here’s how to qualify and also enjoy from the scheme:

How to qualify for FG Survival Funds

Here are the few criteria that qualifies you to benefit from the Survival funds.

1. Applicant must be a Nigerian.

2. Applicant must be registered with CAC

3.Applicant must have a BVN and Bank Account

4. Applicant must have at least 2 staff

5. Applicant must be ready to produce under NAFDAC and SON specifications.

According to the Federal Government,

Our @SurvivalFund_ng payments to qualified beneficiaries are continuing. A new batch of 146,065 successful beneficiaries from 28 States have started receiving payment of N30,000 each (per month), under the Payroll Support Track. Each beneficiary will be paid for 3 months = N90,000.

The MSME Survival Fund @SurvivalFund_ng, a component under the Buhari Administration’s Economic Sustainability Plan (ESP) is designed to support vulnerable Micro Small and Medium Enterprises (MSMEs) in meeting their payroll obligations and to safeguard jobs in the MSMEs sector.

If you meet the following criteria, you can apply here

2000 Euros Up for Grab. AFD Digital Challenge for African Startups 2021

AFD (Agence Française de développement (AFD) is calling on African Startups to participate in an exciting Essay competition.

The competition will challenge them to think creatively and come up with ideas which combines the challenges of digital transformation with those of climate protection and biodiversity.

ELIGIBILITY For AFD Digital Challenge for African Startups 2021

  1. Your project is related to one of the themes presented above and detailed in the rules
  2. Your project is already on the market and is in the seed/launch phase
  3. Your project has a legal structure as well as a sustainable and autonomous business model
  4.   Digital technology is at the heart of your solution

BENEFITS

  1. International Visibility
  2. Customized support
  3.   20,000

APPLY HERE

Is It Safe to Use Online Loan Apps? What You Definitely Need to Know About Your Security, BVN, and Privacy.

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After you download and install an online loan app, say Okash, Fairmoney, 9credit, or Kashkash . What are the things that run through your mind as you unwillingly enter your BVN and other private information?

Do you feel compelled, Choiceless and Optionless?

Or you feel confident that your information is safe and going into a trusted hand?

For many people, the question is, what kind of power do these loan apps have the moment they get hold of your information?

It’s even more disturbing when, with your BVN, they have the authority and power to automatically deduct money from your bank account.

  • What then happens after you’re done paying your loan?
  • What is your security assurance in the future when you no longer deal with them?
  • Do you have to fear for your financial safety or there’s absolute nothing to worry about.

In this article, we’ll briefly talk about some of these concerns as regards to using loan apps to secure loans.

Before we go straight ahead, there’s something we need to quickly take out of the way, and it’s this:

This article is not a legal document. It’s only written by a curious mind who asked a lot of questions and had read voraciously on the topic and has a fair knowledge about computers. If you need professional advice, I’ll advise you consult a pro.

Haven said that,

What are Online Loans?

Online loans are quick loans services which enable borrowers to signup up and get quick loans online.

Fintech companies are popular for offering these kinds of loans. Online loans are regarded as unsecured loans because for the most part, as the borrower, you don’t need collateral.

Some of these online loans include Okash, Fairmoney, 9credit, Kashkash, Gocash, Carbon, Jumia One, and a host of others.

Within the last few years, especially with the outbreak of corona virus, online loans have become insanely popular all over the world.

A lot of people fine the services of these online loan apps quick, hassle free, and convenient.

However we want to think of these loan apps, the fact is, they are closing the margin between financially included and excluded people. And people who have real pressing issues are finding solace and relief from them. Quickly.

However, we need to ask:

How Private is Private with These Online Loan Apps

First and foremost, the moment you install the apps, before you get to do anything else, the first thing you’re required to do is to grant them a list of accesses. These accesses include your SMS, files and contact.

What does it mean?

It means they have full unadulterated access to all your contacts, files, and all messages coming in and going out of your phone.

However, do not be weary. There are lot of apps on your phone who have these privileges. Some you don’t even know.

The question is what can and can they not do with these information?

Many of the loan apps put it that the data gotten from you is required to ascertain your credibility for a loan, and to calculate how much loan you may be qualified for.

Your BVN for instance could be used to verify if you have an outstanding loan with other banks, to see your transaction history, how many bank accounts you have and so on.

In some cases, third parties may have access to your information for the purpose of verification.

For example, here’s how Okash puts it on their privacy page

21 century hub, online loan app
Source: Okash Loan App Terms of Service

How about your messages and contacts and files?

As a matter of fact, one of the first things you’d have to give up to these loan apps is your privacy, and then trust them to handle it confidence.

How Secured Is Your BVN?

You probably may not give a rat ass about how companies handle information like your name, email address, date of birth and so on. There are probably a ton of apps on your phone, which you may not be aware of, who twiddle with that information.

But when it comes to your BVN, I’m sure you’d guard it with your birth right.

Bank Verification Number aka BVN is similar to Social Security Number in the US. It’s a number that binds all your financial record.

The threats on BVN with loan apps is not whether or not they’d share your BVN with a third party or whether they’d be careless enough to let a third party have access to it. The threat however is that, with your BVN and bank details, they have the power and authorization to automatically deduct money straight from your account. (It’s there in Okash Terms of Service)

21 century hub, online loan apps
Source: Okash Loan App Terms of Service

That’s a security concern. Isn’t it?

What happens after you’re done paying your debt? Do they still have the power to deduct money from your account?

Would you wake up one morning and see an uncalled for debit alert out of the blues?

Is there a system that terminate their access to your account after you’re done repaying?

Many people are scared of using loan apps because of this disturbing concerns. It’s a concern about the future. And it’s a valid one.

You don’t want to give someone power to your account, and then live the rest of your financial life on the fear that they may go insane one Monday money and clear your account down to the kobo.

First, let’s say a friend of yours have access to your BVN and your account information. He can’t use that information alone to take money out of your account. If he has your debit card details, he can use it to buy things online, but with only your BVN, nothing can be done.

However, people still commit crimes with BVN. Not to directly use it to take money out of your account, but to access sensitive information about you which they can use to trick you into giving them other sensitive information like your PIN, or card details – which may actually be used to pull money from your account.

Well, for financial institutions, it’s different. With the CBN’s GSI policy, banks can automatically deduct money from your account to repay loans. But only for the sole purpose of loan payment. According to CBN,

The Global Standing Instruction (GSIpolicy will facilitate improved credit repayment culture in the country; reduce non-performing loans (NPLs), and promote watch-listing of chronic loan defaulters in the Nigerian Banking System

That’s where these loan apps get their power to automatically withdraw from your account.

But after you’re done paying, it’s a serious security breach for them to take money from your account without your consent.

I’ve never witnessed a situation where there was a deduction after repayment of loan. But they’ve been complains of deductions after full repayment of loan.

What is very common with loan apps is your status not immediately changing to ‘PAID’ after you’ve fully settled your debt.

This delay in status change is what might lead to unsolicited money being deducted from your account.

It’s a resolvable case.

Finally,

There’s an old joke that even people who are hired to write terms and conditions for companies don’t read the terms and conditions. No one reads them. But, hey, read them, word for word, if you’re to borrow money.

Secondly, some of these loan apps have complex system of calculating interest. A lot of people have complained over charge in interest rate. Make sure you understand this before your borrow.

And, if you must, it’s very important to download the real app. There are many fake apps who pirate the real ones. Shine your eyes, boy.

Lastly, I’m not here to tell you to use online loans or not. But to objectively discuss what’s at stake. And that you have read.

Most people who use them apps, are mostly in pressing need.

But our people said “Eye wey dey cry dey see road’

Whatever you do, always remember that the first precaution is precaution.

Thanks for reading.

Apply For the 2021 Tony Elumelu Foundation Mentorship Programme for Extraordinary Leaders.

The Tony Elumelu Foundation is calling on extraordinary leaders from every field, who are passionate about the development of African entrepreneurs to join our global TEF Mentor Guild as Mentors, where they will be granted access to high-value networks, capacity building resources, global recognition, and leadership opportunities.

This opportunity is available to professionals or business experts with over 5 years of experience, and can fluently speak either English, French, Portuguese or Arabic.

In recognition of your mentoring commitment, the Foundation will provide you with access to capacity-building resources, high-value networks, global publicity, as well as the largest platform of African entrepreneurs; TEFConnect. You will also be awarded a TEF Mentorship certificate for every cycle of the program you choose to participate in.

The Requirements For the 2021 Tony Elumelu Foundation Mentorship Programme

  1. Complete the mentor assessment form.
  2. Consent to our mentorship guidelines and agreement.
  3. Commit to engaging with each mentee that you are matched to for a one-year tenure and a minimum of 2 hours per month.
  4. Commit to helping entrepreneurs achieve their business milestones through mentorship engagement sessions our platform and report provide periodic reports as needed to the TEF Mentorship Programme Manager.

Deadline

April 30th, 2021

Apply Here (External Link)

Apply For Federal Government Fully Paid Intensive Digital Training Program 2021

The Federal Government of Nigeria, through the Federal Ministry of Youths and Sports Development, is Organizing a Fully Paid, Intensive Digital Training for eligible Nigerian Youths to learn several global digital roles which include:

  • Business Process Outsourcing skills
  • Software and Coding skills
  • Animation/Graphics skills, and
  • Internet of Things/IT Hardware skills.

According to the Federal Ministry of Youths and Sports Development, these highly practical skill-sets will develop their abilities to handle jobs which have a need for the outsourcing of specific digital services.

This program is designed to support 1,600 youths successfully screened from across the six geopolitical zones including Lagos and the Federal Capital Territory through fully paid in-person and virtual training sessions.

Eligibility

Participants must be Nigerian citizens between the ages of 18 to 35 years.

  • Must possess a valid government-issued means of identification
  • Be willing to undertake some travel (for practical sessions) if selected
  • Minimum level of education required is O’Level (WASSCE/NECO/NABTEB)

The Curriculum

Animation / Graphics

  1. Introduction to Graphics Design
  2. Theory of Layout and Design
  3. Principles of  Animation
  4. Understanding Body Mechanics and Pantomiming
  5. 3D Modeling and Animations
  6. Entrepreneurship

Business Process Outsourcing

  1. Overview Business Process Outsourcing Opportunities Globally
  2. Data Entry / Imaging
  3. Customer Service, Support, and Sales
  4. Website SEO and Content Generation
  5. Setting up a Call Center 
  6. Review (Focus Driven based on Service Areas Chosen by Participants)

IoT/Hardware Skills

  1. Introduction to Internet of Things
  2. Internet Technology & Architecture of IoT
  3. Networking Essentials
  4. Networking Devices
  5. Common Elements of IoT
  6. Networking and Connectivity medium
  7. IoT Connections, Technology & Protocols
  8. Sensors and Actuators
  9. Data Transmission Standard
  10. Drivers and Inhibitors of IoT
  11. Machine to Machine /Userless Communication
  12. Internet of Things Project Prototyping
  13. Common Use Cases of IoT for Nigeria.
    • IoT for Agriculture
    • IoT for Home Automation
    • IoT for Energy and Utility
    • IoT for Healthcare
    • IoT for Creative Media Industry

To apply, Click Here (external link)

Best of Luck!

Apply For The Girl Up Scholarship Funds For Higher Education

This Scholarship is especially for young indigent females who are looking to further their education, post secondary level.

It is open to all females all over the world irrespective of background, race, culture, orientation.

The Scholarship is provided by Girl Up Scholarsips.

Girl Up is a foundation committed to bridging the gender gap and breaking down barriers everywhere they exist. They are supported by partners and sponsor to continue to sponsor indigent girls in school.

To Apply, Click Here.

Who Is Eligible For This Scholarship?

To be eligible for the Girl Up Scholarship Fund, applicants must:

  • Be Girl Up participant (event attendee, Club member, program participant, etc.) 
  • Enrolled in a 2-year, 4-year, or technical college by the time of selection (graduating high school seniors can apply!)
  • Be pursuing education related to select categories:
    • Storytelling – If you are majoring in communications, creative writing, videography, graphic design, journalism, or a related field OR you are using storytelling to create change in your community.
      Examples: being on your school newspaper, organizing poetry readings, using your social media as a platform for change, etc.
    • Sports – If you are majoring in kinesiology, sports medicine, athletic training, sports administration and management, pre-physical therapy, physical education teaching, or a related field OR you are using sports to create change in your community.
      Examples: mentoring younger female athletes, playing a collegiate sport and using your platform for social good, increasing spectators at female sporting events, etc.
    • STEM – If you are majoring in science, technology, engineering, mathematics, or a related field OR you are using STEM to create change in your community.
      Examples: teaching younger students to code, creating an app for social good, tutoring female students in STEM, etc.

Applicants who identify as first-generation American, Black or African-American, Latinx, undocumented, DACA, and/or have a disability are encouraged to apply.

Here’s an Important Note From Girl Up

If you are selected to receive a scholarship, the funds will go directly to your higher education institution and credited to your tuition expenses.

Here Are The Selection Criteria

  • Demonstrated commitment to gender equality
  • Leadership potential
  • Community involvement and school activities
  • Educational and career goals and challenges
  • Past academic performance (e.g. GPA)
  • Applicant’s background (e.g. financial need, first-gen, DACA, disabilities, etc.)
  • Letter of recommendation from an instructor, mentor, etc. and not a family member

Deadline

May 17, 2021, 11:59 pm EST.

To Apply, Click Here.

For more Information, Click Here.

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